What Are the Benefits of Mobile Banking?

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    Banking on the Go

    • When you are traveling, you may not have access to a bank or ATM machine. However, if you have a cell phone, you may be able to set up mobile access for your bank account so that you can check your balance and transfer funds while on the road.

    Account Notification

    • You may also be able to set up your mobile account to notify you on your cell phone when funds have been added to your account, and when money has been deducted.

    Account Security

    • You can also check your bank account on your cell phone for unauthorized transactions, to avoid coming home from a long trip to discover that you have been a victim of fraud.

    Paying Bills

    • You can also access your bank account from a cell phone to pay your bills, such as utilities, credit card payments, and car insurance.

    Security

    • Cell phone-based banking encrypts your information, and for added security, this service must be set up from a computer. The phone also stores only limited personal banking information, in case the phone is lost or stolen.

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