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Personal Finance : Business & Finance

Can The Landlord Sue The Tenant?

The first question to ask is whether the landlord is entitled to sue the tenant via a subrogated claim using the landlord's name. In Mark Rowlands Ltd. v. Berni Inns Ltd. (1986) the Court of ...

Requirements for Unemployment Benefits in Illinois

To qualify for unemployment benefits in Illinois, the Illinois Department of Employment Security requires unemployed applicants to meet certain qualifying rules. The department denies benefits to applicants terminated by their employers for misconduct and applicants who quit without good cause. All

Good Jobs for a Yellow Personality Type

Satisfaction on the job often depends on finding a position that works well with your personality type. Yellow personalities, as defined by Carol Ritberger in her book "What Color is Your Personality," are self-confident and perfectionists. Such personalities often fare well as scientists, attorneys

RETIREMENT COUNTDOWN: Considering A Second Income?

Evaluating Supplemental Income Opportunities In A Tough Economy by Michael D. Hume, M.S. The economy's got us all on edge. While some say it's picking up, others point to gloominess in Europe and elsewhere and ...

Can I Retroactively Contribute to a Roth IRA?

A Roth IRA is a popular way to save for retirement. Its many tax advantages make it a desirable vehicle for saving and investing money. However, Roth IRAs are governed by numerous IRS rules and regulations that stipulate how and when money can be invested. Still, there are ways to maximize your cont

How to Check a POSB Account Balance

DBS Bank in Singapore is one of the largest banks in the Pacific Rim. Its banking locations offer POSB (Post Office Savings Bank) accounts for all its customers. The term "Post Office Savings Bank" is more honorary than functional. In the early 1800s, after the British Empire acquired Singapore, POS

SSI Benefits & Savings

Supplemental Security Income provides money for food and shelter for nearly eight million people, according to October 2010 statistics provided by the Social Security Administration. This amount does not account for state-administered additional payments. The average monthly payment has remained wit

How to Get Government Grants for Money to Avoid Foreclosure

Government bailouts aren't just for Wall Street fat cats and subprime bankers. Some funds are beginning to flow to homeowners in trouble with their mortgages. Here's what you need to know about government grants and other foreclosure assistance.

Advantages & Disadvantages of a Certificate of Deposit

If you research certificates of deposits, you are going to find some advantages and disadvantages. After reviewing all of the qualities and characteristics, take a look at how they can help you meet your financial goals and objectives. CDs can be purchased at a number of financial institutions, and

How to Do Commercial Loans

Becoming a commercial loan originator is a tough, yet attainable, process. Loan officers who handle large commercial accounts are business savvy, knowledgeable and have excellent people skills. To do, or make, commercial loans, you'll need to be trained and have experience.

How to Handle Settlement Funds From an IRA Account

Divorce can wreak havoc on much more than your personal life; it can mangle your financial savings including IRA accounts. Divorce settlements often include splitting IRA funds. This leaves divorcees not only dealing with family court laws, but also needing to comply with the IRS regulations to prop

How to Increase FICO Score With Credit Card Utilization?

A borrower's credit score is a reflection of his credit history. It is a numerical representation of his ability and willingness to repay debt. By using credit cards, a borrower can raise or lower his credit score quickly. Through the proper use of credit cards, a borrower can raise his FICO score a

How Does Simple Interest Work?

How simple interest is calculatedSimple interest is the most basic type of interest which is calculated based solely on the amount of money borrowed, or principle. The formula for simple interest is:Interest Owed= Principle * Interest rate * Number of periodsSay you borrowed $100 on...

How to Calculate the Impact of Monthly Inflation Data

The Consumer Price Index is a pricing statistic used for measuring inflation. The Bureau of Labor Statistics collects data from various regions of the United States each month with the intent that the index represents a representative cross section of consumer goods. The bureau conducts a survey to

Help Paying for College Books

Paying for books for college can be expensive. Depending on your major, you could spend more than $100 per class. It is important to budget for the costs of your books when planning for college expenses. You can use money you receive to cover school expenses for books as well as living expenses.

Grants for Organic Farmers

Organic crop research is just one activity organic farmers can use grant monies to support.green seedling of pepper image by Andrii Oleksiienko from Fotolia.comOrganic farming is a growing trend in the United States, as purchasers have begun to realize the benefits of choosing to eat food...

How to Send Your Divorce Decree to Credit Bureaus

A formal court order that grants the termination of a marriage is referred to as a divorce decree. This document sets forth the responsibilities of both you and your spouse as it relates to the divorce. During a marriage, couples may incur various financial obligations and tax liabilities, and there

What Is a Designated Beneficiary?

Financial advisers agree that having a will is important, but the process of estate planning goes beyond merely making a will. After you die, the bequests in your will do not determine the disposition of assets such as life insurance, brokerage accounts, individual retirement accounts, 401k accounts