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Bankruptcy : Business & Finance

How Much Should I Pay on My Debt Monthly?

Deciding how much to pay on your debt is an important question that many people struggle with. Get a grasp on your debt, realize that it can be crushing in many ways, and understand that the sooner you can get rid of it, the better off you'll be.

Filing Chapter 7 Bankruptcy - A Procedural Overview

Chapter 7 bankruptcy is a liquidation proceeding. If you own some non-exempt assets, they're sold by the Chapter 7 trustee and the proceeds are distributed to your creditors according to the priorities set up in the Bankruptcy Code. In nearly all consumer cases, all assets are exempt. There are

Personal Bankruptcy Should Be Your Last Choice

If your financial situation is very bad, is personal bankruptcy the right option?It could be but you need to understand what that really means and also determine if there are other options you should consider first.

Filing Bankruptcy Electronically? Keep A Complete Set Of Bankruptcy Docs

Over the last 10 years the Internet has become an invaluable resource even when it comes to filing bankruptcy. When an individual is having financial difficulties the first place they will look for advice is on the world wide web. The Internet has a wealth of information about bankruptcy filing and

Government Help for Debt Relief

The United States government offers several ways for struggling individuals and business owners to get out of debt. The type of debt relief program someone is eligible for depends upon the nature of the debts as well as his annual income level and ownership of assets such as a home.

Responsibility for Unsecured Debt Upon Death

Over the next 50 years, trillions of dollars will be inherited by baby boomers and their children. However, according to Liz Pullman Weston of MSN, Money Central, a good portion of these inheritances might be eaten up by medical bills, inadequate insurance, taxes and debts. Unsecured debt after deat

Where to Find Help With Paying Bills

It only takes one major unexpected expense to put your financial health in jeopardy, especially if your paycheck or savings are modest. Although the traditional answer used to be taking on a second job temporarily, that option is frequently not possible in today's economy. Sometimes you need to look

Filing Bankruptcy With Student Loans Outstanding

In 2011, economists are predicting the number of those filing for bankruptcy to continue to rise. With so much to blog about bankruptcy on TV and on the web, many people are searching for answers to their financial questions. Those deciding that filing Chapter 7 bankruptcy is their best option will

How to Practice Debt Negotiation Skills

Learning debt negotiation skills may be one of the most powerful things you can do for yourself as a consumer. Though it can be tough to do it on your own, the good news is that with sincere effort at least some of your creditors may respond to your attempts at debt negotiation. When undergoing any

Explaining a Bankruptcy Discharge

When a person files for bankruptcy, he or she is attempting to be released from certain debts owed to creditors. If a debtor is granted a discharge he or she is no longer personally liable for or legally required to pay the discharged debts.

How Does Disability Affect Bankruptcy?

When a debtor files for bankruptcy, he should know that he will not lose all his property in the process. Laws specify the kind of property the debtor gets to keep and disability is always on the list.

Personal Bankruptcy - Why You Should Not File

Just because you have made some financial mistakes and have a mountain of debt does not mean you need to file personal bankruptcy. Discover what other options you have, and at least get a free bankruptcy evaluation so you know what to expect.

How to Get a Grant to Pay Your Bills

Grants can bring a lot of relief to those under financial pressure. With the amount of debt owed to creditors increasing and salary pay staying the same, grants provide a way for many people to stay ahead and clear unwanted bills and decrease many people's stress levels. Follow the steps below to

File Bankruptcy Yourself

If you want to file bankruptcy yourself, you should be fully aware of the risks that you are taking. Filing it by yourself was a very good option before 2005. But in 2005 bankruptcy law was reformed, making it a lot more complex, even for many lawyers out there.

Chapter 7 Bankruptcy And Home Foreclosure

Nowadays, Chapter 7 bankruptcy is not a proper tool to be used to stop a foreclosure, especially since the bankruptcy law changes of 2005. However, under certain circumstances and with a courageous bankruptcy attorney, it can be used. In fact, it could be possible for the debtor to remain in the hom

Unrestricted Grants

Grants are a kind of "free money" awarded to individuals on the basis of need or merit. They serve two purposes. Some grants encourage people and organizations to pursue worthy tasks, such as a college education or energy-efficient home improvements. Other grants help underprivileged people, such as

Creative Ways to Pay Off College Debt

Cash to Reduce College Debtsfistful of dollars. image by Greg Carpenter from Fotolia.comIf you are one of the students able to make it through four or more years of college without accruing debt, that is to be commended. If not, then you are most likely searching for creative ideas to...

How To Avoid The Pitfalls Of Personal Bankruptcy

Many people find themselves in financial trouble every now and then. It can feel hopeless and like the end of the world. This is because people don't realize that filing bankruptcy is a viable solution to their problems. Filing bankruptcy is not as hard as we have been led to believe.

Trust Law Office Of Michael Levitis For Filing Bankruptcy

Looking for New York online debt negotiation, debt settlement services provider and Bankruptcy Attorneys in New York? Then you have landed at the right place, Michael Levitis would be the best bet for you. For Debt Settlement solutions, credit debt negotiation, Business Debt Settlement