It's not always easy for disabled people to purchase an accessible van.
Those who can go to any dealer lot and purchase a car without much thought, often don't realize the difficulty that can occur when purchasing this type of van.
It's not just the added the modifications that are necessary for both mild and severe handicaps, but the additional cost these modifications add to often already expensive vehicles.
Not all disabled persons are able to be employed at a job that provides a sufficient pay allowing them to make this type of purchase.
And those that don't have transportation have a hard time getting to any job, regardless of what it pays.
Of course, if one could be purchased it would provide the freedom for the handicapped person to go to a job.
Thankfully, options are available for disabled persons that need a wheelchair accessible van.
The first step is determining what you need in the van.
The necessities should be considered first, then any additional features that you would like but could live without.
Once you know exactly what you need, you can compare prices of handicap accessible vans to determine the amount of financing required.
Financing Options Grants: With a little research you will be able to find non-profit groups that offer grants for the purchase of an accessible van.
Many groups that cater to certain disabilities will work to help those suffering that disability to get a wheelchair accessible van.
There are also non-profit groups that are not disability specific that also provide funding for wheelchair accessible vans.
Grants are gifts and do not have to be repaid.
Government Assistance: It never hurts to explore the availability of any government programs that will assist in purchasing handicapped vans.
Several programs may be available depending on your circumstances and your disability.
Dealer Financing: Many dealers will finance your vehicle for you.
Interest rates depend on your credit and ability to pay.
These loans are usually for terms of five years.
You may also secure vehicle loans from local banks if you have a good working relationship with a particular bank.
The maximum term will be for five years.
Fundraising: Fundraising is another possibility but relies on the generosity of those around you.
If you are unable to get financing through any other means this is certainly a viable option.
It is also a possibility if you can only secure financing for a portion of the cost of the accessible van.
Those who can go to any dealer lot and purchase a car without much thought, often don't realize the difficulty that can occur when purchasing this type of van.
It's not just the added the modifications that are necessary for both mild and severe handicaps, but the additional cost these modifications add to often already expensive vehicles.
Not all disabled persons are able to be employed at a job that provides a sufficient pay allowing them to make this type of purchase.
And those that don't have transportation have a hard time getting to any job, regardless of what it pays.
Of course, if one could be purchased it would provide the freedom for the handicapped person to go to a job.
Thankfully, options are available for disabled persons that need a wheelchair accessible van.
The first step is determining what you need in the van.
The necessities should be considered first, then any additional features that you would like but could live without.
Once you know exactly what you need, you can compare prices of handicap accessible vans to determine the amount of financing required.
Financing Options Grants: With a little research you will be able to find non-profit groups that offer grants for the purchase of an accessible van.
Many groups that cater to certain disabilities will work to help those suffering that disability to get a wheelchair accessible van.
There are also non-profit groups that are not disability specific that also provide funding for wheelchair accessible vans.
Grants are gifts and do not have to be repaid.
Government Assistance: It never hurts to explore the availability of any government programs that will assist in purchasing handicapped vans.
Several programs may be available depending on your circumstances and your disability.
Dealer Financing: Many dealers will finance your vehicle for you.
Interest rates depend on your credit and ability to pay.
These loans are usually for terms of five years.
You may also secure vehicle loans from local banks if you have a good working relationship with a particular bank.
The maximum term will be for five years.
Fundraising: Fundraising is another possibility but relies on the generosity of those around you.
If you are unable to get financing through any other means this is certainly a viable option.
It is also a possibility if you can only secure financing for a portion of the cost of the accessible van.