How to Buy the Right Used Car

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  • 1). Leave yourself at least one or two months to find the right car.

  • 2). Calculate how much money you have to spend. Take into account sales tax, registration costs and insurance.

  • 3). Obtain financing (if necessary) before you find the car you want, even if buying from a used-car dealer.

  • 4). Decide what type of car you would like: four-door, two-door, hatchback, station wagon, sports utility vehicle, sports car, pickup truck, two or four wheel drive and so on.

  • 5). Decide which options are necessary for you: air conditioning, sunroof, power steering, air bags, anti-lock brakes and so on.

  • 6). Test-drive as many different cars as possible to get a feel for what suits you best. Test-drive friend's cars, cars at used car lots and cars advertised for sale.

  • 7). Check the Kelly Blue Book value of the car you have in mind. This figure will help you bargain, if necessary.

  • 8). Check Consumer Reports' car issue for information about the make and model car you have under consideration.

  • 9). Look in the classified section of your local paper, the Auto Trader and online for the car you have selected.

  • 10

    Visit several used-car dealers and tell them what you want. Leave your name and number so that they can call you if they get the car you want in stock.

  • 11

    Test-drive any prospective car.

  • 12

    Bring any prospective cars to a mechanic for a "prepurchase inspection" before buying.

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