Is Life Insurance the Best Way to Protect My Family’s Financial Future?
Most parents know that there are several actions they should take to protect their family's financial future. One of the most important, of course, is to earn a steady income that enables you to enjoy the standard of living you seek. Also important is to save as much money as possible for the proverbial €rainy day€€"the unforeseen emergencies in life€"as well as for your children's college education and other long-term plans.
Think how your family depends on your income. Most likely, it is what enables you to enjoy your home, own and maintain cars, and afford all the day-to-day expenses: food, clothes, gas, entertainment, and so on. Now, imagine what would happen if you're main source of income disappears. What happens if the main provider for your family dies? For most families, this would be disastrous. In fact, for some, it can mean the sudden loss of their home and other dramatic changes in what was formerly their normal lifestyle.
What can you do to make sure this doesn't happen to your family? The answer is to have adequate family whole life insurance coverage. Life insurance is designed to provide income replacement (or, from another perspective, lifestyle replacement) for the policyholder's beneficiaries upon his or her death. Beyond income (or lifestyle) replacement, however, a life insurance policy can do much more. For example, the benefit from your policy can help your family pay for your medical expenses as well as your funeral and burial or cremation. Funeral and burial expenses can easily exceed $10,000. And medical expenses? We have all heard the horror stories about hospital bills running into the hundreds of thousands of dollars and only a portion being covered by health insurance. Without life insurance, very few families could afford these staggering expenses. And to make matters even worse, the expenses mount at the worst possible time, when a family is grieving over its loss.
But how do you find affordable family life insurance? The only way is to do comparison-shopping: get as many quotes as possible so you can compare coverage and rates. Until recently, comparison-shopping meant having to go from one insurance company to another, from one agent (or broker) to another, filling out forms at each. That process was a time-consuming, laborious hassle. It could take days! And how can you make sure you are getting reliable information? Each company, each agent, each broker is in the business to make money. Profit, not your family's welfare, is their first priority. (That's not to say that agents and brokers don't care about families' welfare€"just that for them, it's business, but for you, it couldn't be more personal.)
The most trustworthy source is a free, unbiased comparison-shopping service, one with no connections to any specific insurance company. This service is 100% free of cost and obligation. Plus, the service is remarkably fast and easy. Comparison-shopping that used to take days now takes just minutes. You simply answer a few short questions, including your birth date and the state where you live. Then with one click, you get quotes from many different companies all in one place. Simply pick the policy that meets your needs and fits your budget. For some policies, you can even pay your first premium online right away, using your credit card. Some even enable you to download a copy of your policy immediately to print and file with your other household documents.
Get your quotes today, using an unbiased, 100% free service such as FamilyLifeInsurance.biz. It couldn't be easier or more convenient€¦or more important for your family.
Think how your family depends on your income. Most likely, it is what enables you to enjoy your home, own and maintain cars, and afford all the day-to-day expenses: food, clothes, gas, entertainment, and so on. Now, imagine what would happen if you're main source of income disappears. What happens if the main provider for your family dies? For most families, this would be disastrous. In fact, for some, it can mean the sudden loss of their home and other dramatic changes in what was formerly their normal lifestyle.
What can you do to make sure this doesn't happen to your family? The answer is to have adequate family whole life insurance coverage. Life insurance is designed to provide income replacement (or, from another perspective, lifestyle replacement) for the policyholder's beneficiaries upon his or her death. Beyond income (or lifestyle) replacement, however, a life insurance policy can do much more. For example, the benefit from your policy can help your family pay for your medical expenses as well as your funeral and burial or cremation. Funeral and burial expenses can easily exceed $10,000. And medical expenses? We have all heard the horror stories about hospital bills running into the hundreds of thousands of dollars and only a portion being covered by health insurance. Without life insurance, very few families could afford these staggering expenses. And to make matters even worse, the expenses mount at the worst possible time, when a family is grieving over its loss.
But how do you find affordable family life insurance? The only way is to do comparison-shopping: get as many quotes as possible so you can compare coverage and rates. Until recently, comparison-shopping meant having to go from one insurance company to another, from one agent (or broker) to another, filling out forms at each. That process was a time-consuming, laborious hassle. It could take days! And how can you make sure you are getting reliable information? Each company, each agent, each broker is in the business to make money. Profit, not your family's welfare, is their first priority. (That's not to say that agents and brokers don't care about families' welfare€"just that for them, it's business, but for you, it couldn't be more personal.)
The most trustworthy source is a free, unbiased comparison-shopping service, one with no connections to any specific insurance company. This service is 100% free of cost and obligation. Plus, the service is remarkably fast and easy. Comparison-shopping that used to take days now takes just minutes. You simply answer a few short questions, including your birth date and the state where you live. Then with one click, you get quotes from many different companies all in one place. Simply pick the policy that meets your needs and fits your budget. For some policies, you can even pay your first premium online right away, using your credit card. Some even enable you to download a copy of your policy immediately to print and file with your other household documents.
Get your quotes today, using an unbiased, 100% free service such as FamilyLifeInsurance.biz. It couldn't be easier or more convenient€¦or more important for your family.