Quick Credit Repair - Find Out How to Remove Many Bad Credit Items Instantly
The negative items on your report pulls down your credit score.
This articles aims at showing how a simple letter can remove most items from your report.
This articles aims at showing how a simple letter can remove most items from your report.
- Get a copy of your report from the major credit bureau like Experian, Equifax, and Trans Union.
A customer can get one free copy of his credit report one in a year. - Take a photocopy of this report and highlight all the items that you think are incorrect on it.
Once you have the incorrect items check if the same mistake has been duplicated in other credit reports.
- Now you need to draft a letter to the concerning credit bureau informing them of the inaccurate item on your report.
You can furnish a copy of a receipt or any other paperwork to support your claim.
But make sure not to enclose the original receipt.
- A similar letter should be drafted for the company who has given this information about you.
This letter should also be accompanied with the supporting documents. - Make sure to send these letters through certified post and request a return receipt.
This will act as a proof that the letter had been sent to the bureau.
- A credit bureau has to revert back within a period of 30 day.
If the claim is found valid the item will be removed from the report. - In case your credit report has late payments then you should start making payments on time.
This will reflect positively on your report. - You cannot get legitimate negative items removed from your credit report through dispute.
However, each negative item has a time limit.
Once the time period is over these items can be removed.