Households have actually paid more for their home loan than they require have because of the Libor fixing scandal, the Prime Minister has stated.Mr Cameron was speaking at Prime Minister's Questions and backed up statements made by his Real estate Minister Grant Shapps.rnrnThe Prime Minister complained of the "spivvy" behavior of bankers that resulted in the scandal.It is even probable that some managers had their properties repossessed because of the rigged Libor rates.Mr Shapps stated the fixing might have been a "contributory aspect" in a number of foreclosures.Barclays has been fined for the scandal, which included fixing the rates that banks lend to each additional. And numerous additional banks are being examined by the Financial Services Authority.Bob Diamond, the chief executive of Barclays, resigned after the scandal outraged numerous across the nation.rnrnMuch money made use of to give out as mortgages is raised on the Libor market, and added prices are passed to the home-owners.Mr Diamond, 60, stated that they only fractionally modified the Libor-rate they submit day-to-day to Thomson Reuters by ' normally less than one basis point.'A basis point is 0.01 per cent-- however even so can lead to losses or returns of billions.rnrnMr Shapps, answering a question in the Commons from Labor MP Simon Danczuk, stated: "All the research into homelessness proves that there are a lot of different sources, of which the Libor rate might have been a contributory aspect, if indeed it transpires that home loan rates have actually been readjusted as a result.rnrn"We are pleased to note, and I make sure you will certainly agree, that the level of foreclosures fell last year to the lowest level because 2007 and I recognize you will certainly welcome that development and reduced rates have actually been a very important part of that falling repossession number."rnrnVince Cable, the Liberal Democrat, backed calls for a criminal investigation into bankers involved in fixing the Libor rates.rnrnHe stated: "We have actually done everything we can to obtain ahead of the curve and deal with macroeconomic dangers. But we aren't able to do this alone, and it is increasingly clear that the management of numerous banks still do not get it."They want to select the high-risk, high-reward road-- seeking high returns on shareholder equity-- when it is crucial for everybody else that they do not."And now we are finding out that this daredevil behavior featured taking blatant dangers, once again to the detriment of the shareholder."