Past Work History

• Each state has its own specific rules for determining eligibility for unemployment benefits. These tend to follow the same major guidelines based upon a minimum amount earned and a minimum amount of time worked. On average, a worker must have worked two quarters in the past year and earned $1,734 in wages to qualify for the minimum monthly amount of unemployment, but these minimums may be more or less depending on the state laws.
  
  

Work Availability

• Unemployment benefits are not intended to be a free source of income, but rather to serve as a bridge between jobs, supporting the worker until he can find a new job. All state laws require that the individual be able and available to work in order to receive unemployment benefits. In some states, the worker must be actively seeking work in order to receive benefits. If the individual refuses a job offer that is provided in writing, federal laws require the states to deny that individual unemployment benefits. The exceptions to this include situations wherein the job offered is available due to a strike or labor dispute or situations in which the job offered is substantially less favorable than the one the individual just left.
  
  

Disqualification

• Individuals who are unable to work or unwilling to work are disqualified from the program. Also, anyone who voluntarily separates from his or her workplace without good cause is disqualified. Unemployment does not extend to those who are fired for misconduct or refusal of suitable work without good cause. Those who are not employed because of a labor dispute cannot receive benefits.
  
  

How to Apply

• If you feel that your situation qualifies you to receive unemployment compensation, contact your local unemployment insurance agency. You will need to provide your Social Security number, details of your employment for the past two years, start and end dates for your last job and the reason you lost your job. You may also need the addresses of your recent employers. You will need to apply at the agency in the state where you worked, even if you live in another state.
  
  

Continuing Eligibility

• In order to continue to receive unemployment benefits, you must continue to meet the eligibility requirements in your state. To ensure that you do, you will need to make weekly or biweekly claims, answering questions about any earnings, job search steps taken and any job offers you received. You may also have to visit the unemployment insurance claims office in person for an interview during the time you receive benefits.