- 1). File an unemployment claim application if you haven't already done so. You can file for unemployment online or over the telephone. To access your state's unemployment application or find out contact information, visit your state's official unemployment website. It's important to file for unemployment in a timely fashion, so do this as soon as you lose your job. Be sure to answer all questions on the application truthfully and to the best of your ability.
- 2). Schedule an appointment with the Social Security office to apply for SSI benefits. Call 800-772-1213 or visit your local Social Security office. Doing the latter without an appointment may mean extensive wait times as you will only be seen if someone with an appointment doesn't show up or if there's a gap between appointments.
- 3). Gather the documents you'll need for your SSI application. You'll need your Social Security card, your birth certificate, proof of your unemployment income, documents showing your assets, lease or title of property in your name, copies of utility bills, medical histories and work histories.
- 4). Attend your meeting with the Social Security representative to begin your application. Answer all questions truthfully and provide the claims representative with the documents necessary to complete your file. If you're doing your interview over the phone, the representative will give you instructions on where to send copies of your documents. Be ready to explain to the claims representative the details about your current situation, especially how you're receiving unemployment benefits but also believe you're qualified for SSI.
- 5). Wait to get your first SSI payment after your application is approved. The average application takes between three and four months to process and the first check usually arrives about a month later.
- 6). Report your new SSI income when you certify for your unemployment benefits. The unemployment benefits you receive will most likely be reduced a little by this SSI income, but in most cases, you won't lose your benefits completely as long as you can still truthfully meet the unemployment eligibility requirements. When you certify, you'll need to say "yes" to having income and report that amount and you'll also need to say "yes" to being available and seeking work. As long as you're legitimately seeking work and are willing to try a job out, you'll be able to continue with your unemployment benefits while you're still receiving SSI.
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