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Bankruptcy : Business & Finance
Whole Life: Insurance That Lasts A Lifetime
In 2008, some 68 million Americans did not have life insurance, according to the Life and Health Insurance Foundation for Education. However, if you have loved ones who depend on your income, a life insurance policy is a must-have.
How To Help Boost Your Debit Card Security For Safer Shopping
With over 177 million debit card users in the United States, debit cards are a popular way to pay for everyday purchases, in person, on the web and over the phone.
How Does Declaring Bankruptcy Work?
Types of BankruptcyBankruptcy is the offset of debt declared by a federal court in the US. The purpose of bankruptcy proceedings are to allow a debtor to regain control of their financial situation. There are several different types of bankruptcy ranging from corporate to individual...
Are You Behind on Your Mortgage Payments?
If you are behind on your mortgage payments bankruptcy can help. If you can afford to pay back the arrears over time in a chapter 13 plan of reorganization, one of the questions you may have is whether you will have to pay interest on the arrears in your Chapter 13 plan.
Filing Bankruptcy - Facts You Need To Know
When it comes to filing bankruptcy, there are several facts that you need to understand. Bankruptcy is certainly not a good thing, and you should not file for the same willingly. It is a forced situation, but at the same time, it is also very important for you to understand that when all alternative
Too Much Debt? Considering Bankruptcy? How to Avoid Bankruptcy and Eliminate Debt
Too much debt could also mean too much trouble to handle. Most credit card users find that they have inherited a lot of trouble. Mentally they are in shackles and are struggling to get out of depression. The Credit card debt is about to destroy them. Most of them are looking at bankruptcy as a debt
How to File Bankruptcy - The Basic Steps
When people attempt to learn how to file bankruptcy, they often search online and offline for information on the basic steps from paperwork to discharge. Credit card companies and other creditors are not out to help the debtor during bankruptcy proceedings. They simply want to get their money back.
Documents That a Trustee Needs in Chapter 7
A court-appointed trustee is assigned to each Chapter 7 bankruptcy case. The Chapter 7 bankruptcy trustee needs to verify the debtor's financial status. The documents requested may vary slightly depending on each debtor's case. Trustees require submission of all documents within 10 to seven days bef
Consumer Rated Debt Relief
It seems debt has become a part of everyday life, whether through credit cards or home and car loans. Many times, people can become overextended and fall behind on their payments. Soon, creditors are calling, and your house is near foreclosure. You do have options to consolidate debt or negotiate lo
Is the Book Value of an Asset the Same as the Market Value?
In the world of finance there are two values given to an asset. They are the book, or accounting value and the market, or investment value. Accounting value is based on the value of an asset on the books, which is usually based on costs. Market value is based on supply and demand in the market. Inve
Anticipated Changes To The Federal Bankruptcy Laws Maybe Pending
House Democratic members from North Carolina and California, respectively, recently propose legislation that would repeal the mortgage exception in the federal bankruptcy code. This legislation would allow a judge to change the priority value of primary residence mortgages or alter interest rates on
Requirements to Declare Bankruptcy
Bankruptcy can help with unpaid debtssmashed piggybank-canadian image by William Berry from Fotolia.comBankruptcy is the inability of a company or individual to pay out all debts to creditors. In the majority of the situations, it must be declared by the debtor himself. However, in the...
Apr Credit Loans Can Offer You A Way To Afford A New Car
You need to understand about APR if you are going to find the best deals available to fund your new car purchase.APR stands for Annual Percentage Rate.
Tips About Filing Chapter 7 Bankruptcy
None of us plans to file bankruptcy later in life but if enormous financial obligations are beginning to beat you, then bankruptcy may be an option to take into consideration. You need to know what to expect, what your possible choices are, and most importantly, recognize that bankruptcy is frequent
Can I Modify My Plan on Chapter 13?
Chapter 13 debtors modify their plans for a number of reasons. A debtor's financial circumstances often change during the three- or five-year payment period of the case. The debtor's income may fluctuate, the debtor may need to change the payment plan due to an emergency occurrence or the debtor and
Get a Free Consultation From a Chapter 7 Bankruptcy Lawyer
It is understandable if you want to bury yourself in a pillow and wish your debt problems will go away magically. I mean who wouldn't? Aside from the fact that those mounting debts can cause you a lot of stress, you have no peace of mind with all those creditors pressuring you to pay. Worse, yo
Bankruptcy List
The list features six famous Hollywood celebrities who each had their own inspiring rise out of a bankruptcy crisis. Some features were chosen for the documented heartbreaking loss wrought about by a ballooning debt, such as the stories of Isaac Hayes, Toni Braxton, and Kim Basinger.
How To Pay Debts on Disability
Social Security Disability is a supplemental income plan extended to individuals who are unable to work and maintain an acceptable standard of living due to a terminal medical condition or one that is expected to last longer than one year. Disability benefits are typically minimal, and many individ
Will Credit Collection Services Negotiate Your Debt?
Credit collection services buy debts from creditors who write them off for tax reasons, then make some money by selling them at a big discount. Debt collectors make money even if you only pay part of the bill because they paid so little for it. They will often negotiate the debt because they see a l
What Is the Lowest & Highest Salary Level I Can Expect Being a Medical Records Clerk or Coder?
Medical records and health information technicians may include workers who specialize in a few different areas. Medical records clerks are responsible for health records, including patients' medical histories, bills, treatment methods and examination results. A medical coder specializes in codifying