Auto Insurance - How Important is it Really?
There is no doubt that auto insurance is a big deal.
It is illegal to operate a motor vehicle without it, and for good reason.
This type of insurance is not designed to protect only the individual policy holder, but literally every other driver on the road.
This article will address the general importance of having proper car insurance, as well as the costs involved in obtaining this insurance.
Without basic liability auto insurance, you can end up paying dearly for any damage done to another driver and/or their property.
This can involve covering their medical bills, repair bills, and paying for major lawsuits.
It can even involve major jail time, depending upon where you're living.
In my state (Washington) it can cost around 500 bucks to pay your fine for simply driving without proof of liability auto insurance, even if no accident has occurred.
This alone should be enough reason to go out and get yourself some cheap insurance as soon as possible.
It's just not worth the risk.
The costs involved with purchasing an auto insurance policy vary wildly depending on a number of factors including your state, gender, age, driving record, level of coverage, and vehicle stats.
Traditionally, men and teenagers will pay higher premiums for their insurance, as will individuals who own sports cars, especially in the color red.
Insurance premiums often drop dramatically when the driver reaches his or her 25th birthday.
And some people think there's no more "cool" birthdays after 21! It's a statistical fact, however, that 25 is the magic number when it comes to getting significantly cheaper auto insurance.
The reality is that the only way to know what you will end up paying for your auto insurance is to get a quote.
This will give you a real-world perspective so that you can either make an intelligent purchasing decision, or simply plan to do so in the future in as accurate a way as possible.
The bottom line is this: Having auto insurance is ALWAYS cheaper than NOT having it! And the peace of mind you will have as an insured driver is definitely worth it.
Getting insured is one of the most important things you will do in your entire life.
It is illegal to operate a motor vehicle without it, and for good reason.
This type of insurance is not designed to protect only the individual policy holder, but literally every other driver on the road.
This article will address the general importance of having proper car insurance, as well as the costs involved in obtaining this insurance.
Without basic liability auto insurance, you can end up paying dearly for any damage done to another driver and/or their property.
This can involve covering their medical bills, repair bills, and paying for major lawsuits.
It can even involve major jail time, depending upon where you're living.
In my state (Washington) it can cost around 500 bucks to pay your fine for simply driving without proof of liability auto insurance, even if no accident has occurred.
This alone should be enough reason to go out and get yourself some cheap insurance as soon as possible.
It's just not worth the risk.
The costs involved with purchasing an auto insurance policy vary wildly depending on a number of factors including your state, gender, age, driving record, level of coverage, and vehicle stats.
Traditionally, men and teenagers will pay higher premiums for their insurance, as will individuals who own sports cars, especially in the color red.
Insurance premiums often drop dramatically when the driver reaches his or her 25th birthday.
And some people think there's no more "cool" birthdays after 21! It's a statistical fact, however, that 25 is the magic number when it comes to getting significantly cheaper auto insurance.
The reality is that the only way to know what you will end up paying for your auto insurance is to get a quote.
This will give you a real-world perspective so that you can either make an intelligent purchasing decision, or simply plan to do so in the future in as accurate a way as possible.
The bottom line is this: Having auto insurance is ALWAYS cheaper than NOT having it! And the peace of mind you will have as an insured driver is definitely worth it.
Getting insured is one of the most important things you will do in your entire life.