Car insurance in Michigan is something that drivers in this state will need to think about.
There are a number of reasons for this that you need to be aware of.
There are of course other things that you will need to know in regards to this as well.
The first thing you should know about car insurance in Michigan is that you have to have no fault insurance by law.
Of course it is possible to have additional insurance as long as you have this covered.
If you do not have insurance on a vehicle but still drive it you may be sued and held liable.
If you are found to not have insurance a number of things may be done.
One thing that may happen is that you are charged with a misdemeanor and fined.
You may be placed in jail for a period of time or even both.
A suspended license may also happen for a period of time or until you can prove that you have insurance.
If you are in an accident when uninsured you may also be held liable for any damages.
When you are getting your insurance you should know that there are three parts to no fault policies.
You will have to have all three of these parts by law.
The three parts are personal injury protection, property protection and residual body injury and property damage liability.
The different part of the insurance will cover you for various things.
Personal injury protection will cover you for any medical costs you may have due to an vehicle accident.
Property protection covers the cost of repair to property like structures and fences that are caused by your car.
Liable damages and defense costs are covered by the residual body injury and property damage liability.
If you wish to you can also get insurance over and above that which is required by law.
One of the plans that many people look into would be collision cover.
The reason for this is that no fault insurance will not cover the cost of repairs or replacements if your car is damaged.
Additionally comprehensive cover is also something to look into as this will cover your car being stolen or damaged through accidental means like a falling tree.
Of course when you are looking at this you should consider if what you pay for it is worth it.
Car insurance in Michigan is something that will need to be kept in mind when in the state.
There are many different type of insurance but on no fault cover is required by law.
There are a number of reasons for this that you need to be aware of.
There are of course other things that you will need to know in regards to this as well.
The first thing you should know about car insurance in Michigan is that you have to have no fault insurance by law.
Of course it is possible to have additional insurance as long as you have this covered.
If you do not have insurance on a vehicle but still drive it you may be sued and held liable.
If you are found to not have insurance a number of things may be done.
One thing that may happen is that you are charged with a misdemeanor and fined.
You may be placed in jail for a period of time or even both.
A suspended license may also happen for a period of time or until you can prove that you have insurance.
If you are in an accident when uninsured you may also be held liable for any damages.
When you are getting your insurance you should know that there are three parts to no fault policies.
You will have to have all three of these parts by law.
The three parts are personal injury protection, property protection and residual body injury and property damage liability.
The different part of the insurance will cover you for various things.
Personal injury protection will cover you for any medical costs you may have due to an vehicle accident.
Property protection covers the cost of repair to property like structures and fences that are caused by your car.
Liable damages and defense costs are covered by the residual body injury and property damage liability.
If you wish to you can also get insurance over and above that which is required by law.
One of the plans that many people look into would be collision cover.
The reason for this is that no fault insurance will not cover the cost of repairs or replacements if your car is damaged.
Additionally comprehensive cover is also something to look into as this will cover your car being stolen or damaged through accidental means like a falling tree.
Of course when you are looking at this you should consider if what you pay for it is worth it.
Car insurance in Michigan is something that will need to be kept in mind when in the state.
There are many different type of insurance but on no fault cover is required by law.