There are many reasons why many Americans either are denied health insurance coverage or have unsatisfactory coverage.
Only three are addressed in this article, all of which happen to be external to the health insurance recipient.
Culprit 1: Not enough doctors.
Many state medical societies reveal the looming threat of a 200,000 physician shortage by 2020.
In the more near-term, Congress is also under pressure to find a solution to the risk of early retirement by many doctors due to a July 1 10% pay cut for those who treat Medicare patients.
Of course, decreased government medical funding is not the only cause of the doctor shortage, but is a big one.
Culprit 2: Overly strict coverage rules.
For too long, "money saving" guidelines by many health insurance carriers have kept coverage from too many in need.
In a Kiplinger article entitled, "When you Can't Get Health Insurance", there is an example of a self-employed plumber in Billings, Montana in his mid-fifties.
This man was turned down repeatedly for coverage related to a severe coronary-artery blockage that caused heart-attack symptoms.
The man in Billings represents just one of many other uninsurable people across the country.
Culprit 3: The wrong mind set.
Last but not least, apathetic acceptance of the current norm in the health insurance arena continues to perpetuate the problem of insurance coverage (or lack thereof).
With the ubiquity of the Internet, educating Americans through online articles like the one you are reading are key to changing our mind set about the dire state of health care and what can be done to "fix" it.
So what can you do if you find yourself uninsurable? If you live in Montana, then you should start by getting a free Montana health insurance quote.
Only three are addressed in this article, all of which happen to be external to the health insurance recipient.
Culprit 1: Not enough doctors.
Many state medical societies reveal the looming threat of a 200,000 physician shortage by 2020.
In the more near-term, Congress is also under pressure to find a solution to the risk of early retirement by many doctors due to a July 1 10% pay cut for those who treat Medicare patients.
Of course, decreased government medical funding is not the only cause of the doctor shortage, but is a big one.
Culprit 2: Overly strict coverage rules.
For too long, "money saving" guidelines by many health insurance carriers have kept coverage from too many in need.
In a Kiplinger article entitled, "When you Can't Get Health Insurance", there is an example of a self-employed plumber in Billings, Montana in his mid-fifties.
This man was turned down repeatedly for coverage related to a severe coronary-artery blockage that caused heart-attack symptoms.
The man in Billings represents just one of many other uninsurable people across the country.
Culprit 3: The wrong mind set.
Last but not least, apathetic acceptance of the current norm in the health insurance arena continues to perpetuate the problem of insurance coverage (or lack thereof).
With the ubiquity of the Internet, educating Americans through online articles like the one you are reading are key to changing our mind set about the dire state of health care and what can be done to "fix" it.
So what can you do if you find yourself uninsurable? If you live in Montana, then you should start by getting a free Montana health insurance quote.