Hurricane Season - Steps to Protect Your Vehicle
You never know when a hurricane is going to stir up, but hurricane season is generally between June and November.
Insurance companies in hurricane prone regions make some adjustments during this time.
Especially during September, which is peak hurricane season, some of the most horrible hurricanes are seen.
That can be a big concern for insurance companies because it increases risk.
Periods such as this make people suddenly become more aware of car insurance.
All parts of your policy contract should be examined to ensure you have protection for time such as this.
Here you will find out what kind of coverage you really have.
This is valuable information so that when something, like a hurricane strikes you are aware of what to expect.
Spot any potential risk to your automobile in a hurricane.
During a hurricane, it would be comprehensive insurance that would cover you.
There are other provisions and considerations to make as well.
Rental reimbursement and gap coverage bring additional security to you.
If your car was ruined during a hurricane, gap coverage would cover you.
The typical buyers of gap insurance are those with new vehicles.
A Gap policy covers the difference in cost between a new car and a recently-depreciated vehicle of the same type.
Rental reimbursement will provide for your rental if your car is not drivable.
This would be for those that suffered damage and are in need of repair.
This additional policy should not be bought when there is a pending disaster.
Insurance companies won't accept you if you wait until the last minute.
They recognize that your demand will bring them a loss.
Insurance providers are businesses too and they operate to make a profit.
Typically, there is a 30 day waiting period prior to filing a claim.
This gives the insurance company a bit of reassurance.
Purchase this sort of policy well ahead of any unforeseen disasters.
You can also take some precautions yourself by parking in a garage rather than leaving your car outside.
Remember that filing claims will raise your premiums.
There are times when it can't be avoided.
But when you can make a difference, try to.
Insurance companies in hurricane prone regions make some adjustments during this time.
Especially during September, which is peak hurricane season, some of the most horrible hurricanes are seen.
That can be a big concern for insurance companies because it increases risk.
Periods such as this make people suddenly become more aware of car insurance.
All parts of your policy contract should be examined to ensure you have protection for time such as this.
Here you will find out what kind of coverage you really have.
This is valuable information so that when something, like a hurricane strikes you are aware of what to expect.
Spot any potential risk to your automobile in a hurricane.
During a hurricane, it would be comprehensive insurance that would cover you.
There are other provisions and considerations to make as well.
Rental reimbursement and gap coverage bring additional security to you.
If your car was ruined during a hurricane, gap coverage would cover you.
The typical buyers of gap insurance are those with new vehicles.
A Gap policy covers the difference in cost between a new car and a recently-depreciated vehicle of the same type.
Rental reimbursement will provide for your rental if your car is not drivable.
This would be for those that suffered damage and are in need of repair.
This additional policy should not be bought when there is a pending disaster.
Insurance companies won't accept you if you wait until the last minute.
They recognize that your demand will bring them a loss.
Insurance providers are businesses too and they operate to make a profit.
Typically, there is a 30 day waiting period prior to filing a claim.
This gives the insurance company a bit of reassurance.
Purchase this sort of policy well ahead of any unforeseen disasters.
You can also take some precautions yourself by parking in a garage rather than leaving your car outside.
Remember that filing claims will raise your premiums.
There are times when it can't be avoided.
But when you can make a difference, try to.