- 1). The first qualification for a reverse mortgage is that you must be 62 years old or older.
- 2). The second qualification for a reverse mortgage is that you are a homeowner.
- 3). The third qualification for a reverse mortgage is that you must actually live in the home.
- 4). The fourth qualification for a reverse mortgage is that you must own your home outright. If you don't own your home outright, you must be able to pay off the remainder balance of your mortgage using the proceeds from your reverse mortgage upon closing.
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