About Department Store Cards
- Department store credit cards may be easier to obtain than traditional credit cards, which makes them perfect starter cards for people with poor or no credit. However, there are some downfalls. Some store credit cards don't report to the major credit bureaus, which means using them won't impact your credit score. Additionally, if you open many store credit cards in a short period of time, this can reduce your score because it signals that you might be a credit risk. However, this doesn't mean you should hurry to close your store credit cards. Instead, it may be better just to avoid opening any new lines of store credit.