Earning and Learning to Keep Yourself Debt Free
With the simple (too easy) use of credit cards we have become a world of people struggling to keep our heads above water financially.
Daily we are plagued by advertisements of all of the wonderful toys, furniture, vehicles etc, that we could purchase.
The company advertising will make our purchase so painless that we won't even notice the pinch.
That is true until we try to pay all that we have charged.
It is wonderful to think of what we could have with credit.
When we have a problem with debt the first thing we need to do is look at what we really need in our lives.
The necessities are important.
All of these wonderful things that are advertised can wait until we have the cash to purchase them.
Oh yes, you can put yourself into this picture.
It is not easy especially at first.
You and your family can do without the latest in whatever.
The true proof of how important these extra items really are in the scheme of things shows up when they suffer from a loss of power for some reason.
Working with these concepts is not easy.
This is a time to be very stubborn.
Now we need to look at what you can do about the financial commitments you have already made.
We are assuming that your income covers your current bills and your necessities.
Should your debt be such that it cannot be paid off in a short time with your present income, then you need to pay what is asked on each debt each month but you also need to try to pay something extra every time.
The small amount extra may not seem like much at the time but over a period of time it will make an inroad into what you still have left to pay.
Should you like your work and feel that you are earning top wages in your field then you won't wish to seek another job.
If you feel that you could find a better paying job then by all means apply wherever you can to see if there is something better out there for you.
You may have a talent that could earn you extra money in your spare time.
If so, then see if working in that field would be an option.
There are always selling jobs out there.
They require investment so that you can sell on the spot if the opportunity appears.
Searching with the many search engines that are out there on the internet could bring you a part-time job or part-time business that, in time would bring you a good solid, dependable extra income.
This would not happen overnight.
Such a business needs to be built and made very solid on the internet in your spare time.
If you are not afraid of work and wish to create a system that would bring you future gains, then this could be an option.
Realize that it is going to take time to become debt free, and income rich but you have lots of time to create a better life for you and for your family.