- 1). If you do have the misfortune of experiencing a burglary, do not touch anything, including the telephone, as this may destroy valuable evidence.
Exit the house immediately and contact the police. In most cases, a police report must be filed before a claim will be opened. Requiring a police report helps to cut down on insurance fraud. - 2). Contact your insurance company or your agent as soon as possible. To make filing a claim easier, most companies have a 24-hour claims hotline. The number can be found in your policy documents.
Be sure to provide the claims representative with your current contact information in case they need to contact you with any additional questions or information. - 3). Complete a walk-through of your home using your personal inventory sheets to identify any missing items. Also take photos of any damage or broken property before fixing or trashing it. This will help ensure proper reimbursement for these items from the insurance company.
- 4). Complete and return any forms the insurance company requests in a timely fashion. Without these forms, they may not proceed with your claim.
- 5). Stay on top of things. Do not be afraid to contact the police department or the insurance agency to find out how the case is proceeding.
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