The windscreen cover is one of the most frequent issues that drivers make claims for. It happens to be one of the issues that cause a lot of confusion for people looking at different options available when seeking car insurance in Liverpool.
No Claims Bonus
One of the most frequently asked questions is whether a repair will affect their No Claims Bonus. Also, what kind of wind screen repairs can be affected by no claims bonus terms? Many people feel that insurance companies are vague about answering these questions. But perhaps that is because there is no easy answer to the questions.
First, it is important to look at the no claims bonus again. The no claims bonus is a way for the companies to give you a bonus for driving carefully. So if you do not make a claim, you can accumulate a lot of points over the years.
The proportion of the bonus or discount that you get, will increase every year that you do not make a claim. Most companies will have you covered irrespective of the type of cover you have, whether it is comprehensive, learner driver insurance or a third party cover.
Making Claims
So what qualifies as a claim and what does not? Does a windscreen repair count as a claim? This is an important question that can be clarified by the company you choose. There are many people who will tell you that their No Claims Bonus was never affected by the windscreen that they had done. There are also a significant number of people that will tell you that their NCB was affected after they did the repairs. So for many people it can be very confusing, since they would love to have the bonus remain on touched by new claims.
The kind of repairs that can be done for free depend on the sort of car insurance in Liverpool that you have. Most policies will cover chips on the wind screen. In fact, it is difficult to find a policy that will not do this for free.
Different Types of Repairs
You need to note that there are different kinds of repairs. Generally speaking, there are chips, cracks and replacement. The damage to your windscreen is deemed to be UN-repairable if it is bigger than a coin, or if it is very close to the edge of the screen, or within the drivers line of sight. The cover you take may have different terms for repairs and replacements.
You need to know what kinds of repairs are covered by your policy.
A replacement may require extra charges depending on your cover. The first step that you need to take is to ensure that you read through the terms of the policy to find if what they claim is what is in the policy. Find out if you are indeed covered or if you need to take a windscreen cover for the specific insurance that you have, be it learner driver insurance or a comprehensive insurance cover.
No Claims Bonus
One of the most frequently asked questions is whether a repair will affect their No Claims Bonus. Also, what kind of wind screen repairs can be affected by no claims bonus terms? Many people feel that insurance companies are vague about answering these questions. But perhaps that is because there is no easy answer to the questions.
First, it is important to look at the no claims bonus again. The no claims bonus is a way for the companies to give you a bonus for driving carefully. So if you do not make a claim, you can accumulate a lot of points over the years.
The proportion of the bonus or discount that you get, will increase every year that you do not make a claim. Most companies will have you covered irrespective of the type of cover you have, whether it is comprehensive, learner driver insurance or a third party cover.
Making Claims
So what qualifies as a claim and what does not? Does a windscreen repair count as a claim? This is an important question that can be clarified by the company you choose. There are many people who will tell you that their No Claims Bonus was never affected by the windscreen that they had done. There are also a significant number of people that will tell you that their NCB was affected after they did the repairs. So for many people it can be very confusing, since they would love to have the bonus remain on touched by new claims.
The kind of repairs that can be done for free depend on the sort of car insurance in Liverpool that you have. Most policies will cover chips on the wind screen. In fact, it is difficult to find a policy that will not do this for free.
Different Types of Repairs
You need to note that there are different kinds of repairs. Generally speaking, there are chips, cracks and replacement. The damage to your windscreen is deemed to be UN-repairable if it is bigger than a coin, or if it is very close to the edge of the screen, or within the drivers line of sight. The cover you take may have different terms for repairs and replacements.
You need to know what kinds of repairs are covered by your policy.
A replacement may require extra charges depending on your cover. The first step that you need to take is to ensure that you read through the terms of the policy to find if what they claim is what is in the policy. Find out if you are indeed covered or if you need to take a windscreen cover for the specific insurance that you have, be it learner driver insurance or a comprehensive insurance cover.