Obtaining car insurance is a fairly easy process. Follow these seven steps and you will be on the road in no time.
Generally speaking, you need to own a car to purchase a car insurance policy. Some insurance carriers may not require car ownership. However, most do want the named insured also be on the title of the vehicle being insured.
If you are purchasing a new vehicle, many times you need to purchase car insurance before you actually drive off of the dealer's lot. In any case, you will want to have determined for certain what vehicle you want to insure before actually purchasing a car insurance policy. It is okay to get quotes on different vehicles, but do not go through with the final purchase of a car insurance policy without being certain of the vehicle.
Insurance is sold in three different places. Flexibility is of course very popular, so all insurance companies have begun to make an online presence for themselves. It really does not matter where you go nowadays, online accessibility is a part of every insurance carriers success.
1. Start by selecting a car
Generally speaking, you need to own a car to purchase a car insurance policy. Some insurance carriers may not require car ownership. However, most do want the named insured also be on the title of the vehicle being insured.
If you are purchasing a new vehicle, many times you need to purchase car insurance before you actually drive off of the dealer's lot. In any case, you will want to have determined for certain what vehicle you want to insure before actually purchasing a car insurance policy. It is okay to get quotes on different vehicles, but do not go through with the final purchase of a car insurance policy without being certain of the vehicle.
2. Decide where you want to get insurance
Insurance is sold in three different places. Flexibility is of course very popular, so all insurance companies have begun to make an online presence for themselves. It really does not matter where you go nowadays, online accessibility is a part of every insurance carriers success.
- Captive Agents
A lot of the preferred insurance carriers use captive agents to sell their product. The agent works directly for the insurance carrier and does not have access to multiple carriers. - Independent Agents
Independent agents work for themselves. They have the ability to sell insurance through multiple carriers. Independent insurance agents have more options available to their customers making them a great resource. - Online Direct Insurance
Forgo an agent altogether and purchase your insurance online. It is becoming more popular and there is potential for saving money. Just make certain you know exactly what each coverage means and whether or not you need it.