So I spent $600 yesterday in a store in Arizona? There is only one problem, I live in Florida and I was here yesterday! That is how you find out about identity theft, the fastest growing crime in the United States today.
What scares people the most about this crime is the fact that it can occur even if you protect yourself, and can involve people who have never met or heard of you.
It is a completely random crime in most cases and something that concerns people.
This has led to a large number of protection companies to start up in the past decade.
Many of them work for the most part but do warn you there is no way to be 100% protected.
As identity theft can affect anyone it is important to know what you need to do if you do become a victim.
The first act is to usually get to the bank or notify the right company of what has happened.
The good news is that because this crime is now so common, the process does not take long.
Years ago it would take months and even longer to prove you were a victim and to get your money back.
Now banks are so use to it, plus they are worried about losing your business, that they keep the process as short and placid as it can be.
One thing however banks and other companies forget to fix is your credit score.
This can be a problem because identity theft can damage a score by hundreds of points.
To fix this, and fix it fast you need to use a credit repair company.
The process of credit repair can fix any score no matter the reason it was lowered, and can do it in weeks, not months or years like it would take you to do it yourself.
Why get rejected on loans and pay higher charges when it's not your fault you have a low score and the way to fix it is so easy?