How to Find High-Deductible Health Insurance When Self-Employed
- 1). Get an insurance agent. Many insurance agents specialize in finding health insurance for self-employed people. They can help you find a high-deductible plan that suits your needs.
- 2). Join a club. There are many organizations for self-employed and small-business owners that provide high-deductible health insurance at a discount to their members. Contact your local Chamber of Commerce for organizations in your field or area.
- 3). Use the Internet. Websites abound that make it easy to search for health insurance plans with a variety of deductibles. You can select the high-deductible plan that fits what you need.
- 4). Contact a major hospital in your area. The physicians group of the hospital network might offer a lower-priced, high-deductible insurance plan for self-employed people like you.
- 5). Put your spouse on the payroll. If you have employees, you may qualify for a group plan with a high-deductible at a lower rate.